Last updated: 10 December 2025

These Terms of Use govern your use of the website https://accensia.co.uk operated by Accensia (“we”, “us”, or “our”).

By accessing or using this website, you agree to be bound by these Terms. If you do not agree, you must not use this website.

1. About Us

Accensia is a UK-based accountancy business providing accounting services, financial tools, calculators, and informational content.

Website: https://accensia.co.uk
Contact email: info@accensia.co.uk

2. Use of This Website

You may use this website for lawful purposes only. You agree not to:

• Use the site in any way that breaches UK law or regulations

• Attempt to gain unauthorised access to the website or its systems

• Interfere with the security or functionality of the site

• Copy, scrape, or misuse content or calculators for commercial purposes without permission

We reserve the right to restrict or terminate access if these terms are breached.

3. Financial Information & No Advice Disclaimer

All content, calculators, tools, and information provided on this website are for general informational purposes only.

They do not constitute:

• Financial advice

• Tax advice

• Accounting advice

• Legal advice

You should always seek professional advice tailored to your individual circumstances before making financial or tax decisions.

We do not guarantee that calculations or information are accurate, complete, or up to date.

4. Calculators and Tools

Our calculators provide estimates only and are based on assumptions and general UK tax rules.

Results may differ from actual outcomes due to:

• Changes in legislation

• Individual circumstances

• Incorrect or incomplete inputs

Accensia accepts no liability for decisions made based on calculator results.

5. Intellectual Property

All content on this website, including text, graphics, logos, calculators, and software, is owned by or licensed to Accensia unless otherwise stated.

You may:

• View and use content for personal, non-commercial use

You may not:

• Reproduce, distribute, or modify content without written permission

• Use calculators or tools for resale or commercial redistribution

6. Third-Party Links and Content

This website may include links to third-party websites or embedded content.

We do not control or endorse third-party sites and are not responsible for:

• Their content

• Their availability

• Their privacy practices

Use of third-party sites is at your own risk.

7. Website Availability

We aim to keep the website available at all times but do not guarantee uninterrupted access.

We may:

• Suspend or withdraw the site for maintenance

• Update or remove content at any time

We are not liable for any loss arising from website downtime or unavailability.

8. Limitation of Liability

To the fullest extent permitted by UK law, Accensia shall not be liable for:

• Any direct or indirect loss arising from use of this website

• Loss of profits, data, or business

• Errors or omissions in content or calculators

Nothing in these Terms limits liability for death or personal injury caused by negligence, fraud, or any liability that cannot be excluded under UK law.

9. Privacy and Cookies

Your use of this website is also governed by our Privacy Policy and Cookie Policy.

Please review these documents to understand how we collect and use personal data.

10. Changes to These Terms

We may update these Terms of Use at any time.

Changes will take effect immediately when published on this page. Continued use of the website constitutes acceptance of the updated Terms.

11. Governing Law

These Terms are governed by and interpreted in accordance with the laws of England and Wales.

Any disputes arising in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

12. Contact Us

If you have any questions about these Terms of Use, please contact:

Email: info@accensia.co.uk
Website: https://accensia.co.uk